Lease vs Buy Calculator

Vehicle Price ($)

Down Payment ($)

Loan Rate (%)

Loan Term (months)

Lease Payment ($/mo)

Lease Term (months)

Residual Value (%)

Buy Total Cost

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Lease Total Cost

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Buy Equity at Lease End

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Better Option

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About the Lease vs Buy Calculator

This free lease vs buy calculator gives you instant results right in your browser. Enter your values and see results update live. No signup required.

All calculations run locally on your device. Use Share Result to copy a link with your inputs pre-filled. Works on desktop, tablet, and mobile.

For critical decisions, verify with a qualified professional who can account for your specific circumstances.

Disclaimer: This calculator is for informational purposes only and does not constitute financial, tax, or legal advice.

Is this free?

Yes, completely free with no signup.

How accurate?

Uses standard formulas — accurate for estimation.

Can I share?

Click Share Result to copy a URL with your inputs.

Works on mobile?

Yes, fully responsive on all devices.