Mortgage Calculator Ireland
Calculate your Irish mortgage repayments stamp duty and total cost.
Help to Buy Scheme
First-time buyers of new homes (up to €500,000) may claim a tax refund of up to €30,000. Check revenue.ie for eligibility.
Understanding Irish Mortgages
The Irish mortgage market offers fixed and variable rate products. Central Bank rules require first-time buyers to have minimum 10% deposit (90% LTV) and second-time buyers 20% deposit (80% LTV). Borrowers can get up to 4 times gross annual income.
Stamp Duty in Ireland
Residential stamp duty is 1% on the first 1 million euros and 2% on any amount above. Non-residential properties are charged at 7.5%. The Help to Buy scheme provides tax relief of up to 30000 euros for first-time buyers purchasing new homes.
This calculator is for informational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional for decisions specific to your situation.