Crypto Staking Rewards Calculator — Estimate Your Returns

Calculating Proof of Stake Rewards

Staking is the process of locking cryptocurrency in a proof-of-stake blockchain to help validate transactions and secure the network, earning rewards in return. This calculator estimates your staking returns based on the amount staked, the annual reward rate, compounding frequency, and staking duration. It accounts for whether you manually restake rewards (compounding) or let them accumulate without reinvesting (simple interest).

The reward calculation follows the compound interest formula when auto-compounding is enabled: Final Amount = Staked Amount * (1 + Rate/n)^(n*t). Staking reward rates vary significantly between networks. Ethereum staking currently yields approximately 3-5% APR, Solana offers 6-8%, Cosmos around 15-20%, and Polkadot approximately 12-15%. Validator commission fees (typically 5-10%) reduce your net rewards, and the calculator deducts this commission from the gross reward rate. Some networks also have unbonding periods of 7-28 days during which your staked tokens are locked and earn no rewards.

Compounding significantly increases long-term staking returns. At 10% APR with daily compounding, your effective annual yield is 10.52%. Over five years, the difference between simple and compound returns grows substantially. However, on many networks, restaking requires a manual transaction with gas fees, so it only makes sense to compound if the rewards accrued exceed the transaction cost. This calculator helps you determine the optimal restaking frequency and project your holdings growth over time, making it easier to compare staking opportunities across different blockchain networks.