Mortgage & Loan Calculators
Borrowing money is one of the biggest financial decisions you will make, whether it is a mortgage for your first home, an auto loan, or a student loan for education. Our 18 mortgage and loan calculators help you understand exactly what you will pay each month, how much interest accrues over the life of the loan, and how different terms and rates change the total cost. Compare mortgage offers across the US, UK, Canada, and Australia. Build amortization schedules to see the payoff timeline. Run compound and simple interest scenarios for savings and investments. Every calculation runs instantly in your browser with no sign-up, so you can make confident borrowing decisions backed by real numbers.
Mortgage Calculators
Country-specific mortgage payment and affordability tools.
Mortgage Calculator
Estimate monthly mortgage payments with taxes and insurance.
Mortgage Calculator (UK)
UK-specific mortgage calculations with stamp duty estimates.
Mortgage Calculator (Canada)
Canadian mortgage with semi-annual compounding rules.
Mortgage Calculator (Australia)
Australian home loan calculations with local conventions.
FHA Loan Calculator
FHA loan payments including mortgage insurance premiums.
Amortization Calculator
Full payment schedule showing principal vs. interest breakdown.
Loan Calculators
Auto loans, student loans, personal loans, and APR comparisons.
Loan Calculator
General-purpose loan payment and total interest calculator.
Auto Loan Calculator
Calculate car loan payments with trade-in and down payment.
Personal Loan Calculator
Estimate monthly payments on unsecured personal loans.
Student Loan Calculator
Plan repayment for federal and private student loans.
APR Calculator
Find the true annual cost of a loan including fees.
Lease Calculator
Compute monthly lease payments with residual value.
Interest & Value
Compound interest, simple interest, savings, and time-value-of-money tools.
Compound Interest Calculator
See how compounding frequency affects your investment growth.
Simple Interest Calculator
Calculate interest on a principal without compounding.
Savings Calculator
Project how regular deposits grow over time with interest.
Investment Calculator
Model lump-sum and recurring investment scenarios.
Present Value Calculator
Find today's value of a future sum at a given discount rate.
Future Value Calculator
Project the future worth of a current investment or deposit.
Frequently Asked Questions
How do I calculate my monthly mortgage payment?
Enter your home price, down payment, loan term, and interest rate into a mortgage calculator. The tool uses the standard amortization formula to compute your fixed monthly principal-and-interest payment. You can also factor in property taxes and insurance for a complete PITI estimate.
What is the difference between APR and interest rate?
The interest rate is the cost of borrowing the principal. APR (Annual Percentage Rate) includes the interest rate plus lender fees, closing costs, and other charges spread over the loan term. APR gives you a more accurate picture of the total cost of a loan.
How does an amortization schedule work?
An amortization schedule breaks each monthly payment into principal and interest portions over the full loan term. Early payments are mostly interest, but as you pay down the balance, more of each payment goes toward principal. The schedule shows exactly when your loan will be paid off.
Should I choose a 15-year or 30-year mortgage?
A 15-year mortgage has higher monthly payments but a lower interest rate, and you pay far less total interest. A 30-year mortgage has lower monthly payments, giving you more cash flow flexibility. Use our calculator to compare both scenarios with your specific numbers.