Real Estate Calculators

Make smarter property decisions with our free real estate calculators. Estimate mortgage payments, figure out how much house you can afford, compare renting vs buying, calculate closing costs, and compute stamp duty for UK, Australia, Ireland, and India. Tools for buyers, sellers, landlords, and investors.

Buying a Home

Mortgage payments, affordability, rent vs buy, and closing costs.

Property Tax & Investment

Property tax, rental yield, and investment analysis tools.

Stamp Duty

Country-specific stamp duty calculators for property purchases.

Measurements

Land area and square footage calculation tools.

Frequently Asked Questions

How much house can I afford?

The house affordability calculator estimates your maximum purchase price based on income, debts, down payment, interest rate, and property taxes. A common guideline is spending no more than 28% of gross monthly income on housing costs. The tool accounts for PMI if your down payment is under 20% and includes property tax and insurance in the calculation.

Should I rent or buy a home?

The rent vs buy calculator compares total costs over a set period, factoring in rent increases, mortgage payments, property appreciation, tax benefits, maintenance costs, and opportunity cost of the down payment. Generally, buying becomes cheaper than renting after 5-7 years, but this varies greatly by market. The calculator shows your specific break-even point.

What are closing costs when buying a house?

Closing costs typically range from 2-5% of the purchase price and include lender fees, appraisal, title insurance, attorney fees, recording fees, and prepaid items like property tax and homeowner's insurance. The closing cost calculator itemizes these expenses based on your loan amount and location so you know exactly how much cash to bring.

How is stamp duty calculated?

Stamp duty is a government tax on property purchases, calculated differently in each country. In the UK, rates range from 0-12% on tiered price bands. In Australia, each state has its own rates and thresholds. India charges 5-7% depending on the state. Our country-specific stamp duty calculators apply the correct rates and exemptions for first-time buyers where applicable.

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